THURSDAY, MARCH 3, 2016
Protect All You Are, All You Do, All You Have, Because Life is Not a Hollywood Movie
To most people, identity theft sounds similar to a sci-fi marvel only possible in movies, but in reality, it is a crime that affects millions of Americans every year. As the usage of internet grows, the frequency of identity theft has also increased exponentially over the years. The damage is as real as the threat. Individuals like you have lost thousands to millions of dollars and even faced numerous legal issues due to such frauds.
The Jordan Insurance Agency is here to help you avoid such hassles by protecting your identity. After comprehensive analysis of the multitude of ways attackers can compromise your identity, we have joined forces with some of the most reputable names in the industry to bring you comprehensive identity theft services and solutions. From credit monitoring to verification of changed information, The Jordan Insurance Agency covers every aspect to ensure a well-rounded protection.
Comprehensive Identity Theft Services for Complete Protection
At The Jordan Insurance Agency, our consultants help you ensure prevention, protection, and coverage. You can rely on our expertise even if you have fallen victim to identity theft. With our help, you can protect your identity through solutions that include features such as:
- Monitoring Threats – Monitoring your identity to ensure there are no threats such as suspicious transactions and account activities.
- Scanning Misuse – Utilization of high-end technology to scan major credit applications and blacklisted websites for potential misuse of your personal information such as your Social Security Number.
- Managing Frauds – For victims who have suffered due to identity theft, a vast team of highly qualified and compassionate experts is always there to help them restore their identity and recover the loss.
- Protecting Identity – With the help of expert lawyers, investigators, consultants, and insurance providers, The Jordan Insurance Agency promises you protection that goes beyond your average identity theft insurance.
With the highly connected lifestyle of our time, you cannot afford to be without identity theft protection. As the most reliable name in this arena, we offer the knowledge, help, and resources you need to find package that suits your needs and your wallet. More importantly, we give you the freedom to find a highly customizable solution tailored to meet your specific requirements.
Combining the best industry expertise with an access to a multitude of packages, The Jordan Insurance Agency ensures that you surf safely and sleep with complete peace of mind.
Call us today and let our experts help you find the most suitable identity theft package for you.
THURSDAY, MARCH 3, 2016
We Make It Easier For You To Find The Perfect Medicare Coverage
The Jordan Insurance Agency Has Helped Hundreds Of Retirees Find The Best Medicare Plans For Their Budget And Health Care Needs.
But first, let’s learn a little about Medicare.
Managed by the Department of Health and Humans Services, Medicare is a social insurance plan administered by the US Government to make quality health care accessible to eligible US citizens aged 65 or above. However, the program can also be made available to youngsters suffering from disabilities or end-stage renal disease.
If you have subscribed to the Medicare plan, you can go to any health care provider who accepts it, and you will only have to pay a certain part of your bill. Medicare will pay a pre-approved share of your bill while you pay the rest.
So, Medicare is essentially a fee-for-service plan so the person under the plan will have to pay a fee for each service they have subscribed for.
Find Out If You Are Eligible For the Medicare Plan
Let’s see if you meet any of the Medicare requirements listed below:
- You must be 65 years of age or older
- If under 65, you must be able to prove certain disabilities
- If you are suffering from permanent kidney failure or end-stage renal disease that requires you
to have regular dialysis or necessitates a kidney transplant
- If you receive Social Security or Railroad Retirement Board benefits
- If you or your spouse have worked for a long time in a government job that paid its Medicare taxes.
But What If You Aren’t Eligible? Is All Hope Lost?
Even if you aren’t qualified for Medicare Part A coverage. You may still be able to buy it by paying up a premium. Get in touch with us and one of our Medicare specialists will assess your situation and let you if you are eligible to buy Medicare at a discounted price.
Call Us At (704) 926-7565 Today For Quick And Convenient Medicare Services!
Medicare Also Covers Hospice Care
There are many Medicare-approved hospice care programs operating in the United States; you can definitely find one that meets your needs. Once you have chosen the Hospice care provider, they will automatically bill Original Medicare for their services as well as all your needs that fall into the Part A and Part B categories.
The Basic Parts of the Original Medicare Program
- Part A – Hospital Insurance
Federal government will pay for your care in a nursing facility or hospital. They will even contribute towards home health care, and hospice care — at no monthly premium.
- Part B – Medical Insurance
This will pay for outpatient care in a hospital, doctor’s charges and other medical services. But Part B can only be had for a monthly premium that will be deducted from other Social Security check.
Enrollment and Medicare Card
Your Medicare card will be mailed to you at least 3 months before your eligibility because you will automatically be enrolled in Medicare Part A. afterwards when you choose to enroll in Medicare part B you will also get the medical coverage you need. In order to be automatically enrolled in the program at age 65, you must be receiving Social Security Benefits.
Need To Know More? Call Us Today At (704) 926-7565 To Get In Touch With A Medicare Experience Who Will Give You The Right Advice And Guidance.
THURSDAY, MARCH 3, 2016
Reduce Your ‘Out of Pocket’ Expenses on Drugs, Get Covered For Drug Insurance with Medicare Part D!
The American Government gives prescription drug benefits to its citizens in the form of Medicare Part D. It was set up as a part of the Medicare prescription Drug, Improvement and Modernization Act of 2003. And if you already have Medicare coverage of some sort, chances are that you will also be able to avail the facilities offered by Part D.
Also called a Medicare Prescription Drug Plan, or PDP, it can help lower the amount of money you spend on prescription drugs and also save you from future price hikes. Part D offers standalone prescription drug plans as offered by private companies like here at the Jordan Insurance Agency. There are a number of part D plans; each provides coverage for prescriptions drug expenses for a specific drug list, aka a formulary.
Let Us Help You Select The Perfect Part D Plan That Covers All The Medicines You Take Regularly. Call Us At (704) 926-7565 To Speak To A Medicare Expert At The Jordan Insurance Agency!
Are You Eligible to Enroll in A Part D Plan?
Let’s see if you can answer the following questions with a YES!
- Do you have a Medicare Part A and Part B?
- Are you paying your Part B premiums?
- Do live in a plan service area? You can always change your enrollment with Medicare.
If you answered YES to the above questions then YES you are eligible to get your prescriptions drugs covered under Medicare Part D!
You may also select a Part D plan as soon as you get enrolled under your Medicare Part A and part B plan. However those who wish to enroll afterwards or switch to Part D from other insurance services must do so in the Annual Enrollment Period that lasts from Mid-October to December 7.
Things to Consider When Selecting Your Part D Plan!
No two patients are really the same. And if we aren’t taking the same medications there is no reason for our prescription drug plans to be the same. So it’s a good idea to do some digging before subscribing to a Part D plan. Ask these questions to find the best one for your circumstances:
Are Your Required Drugs On The Formulary?
The drug plan will not pay for drugs that aren’t already on its list. So thoroughly check the drug details on the formulary. Make sure that your required dosage and quantity is covered. You may be required to get approval from your doctor before your drugs are paid for by the plan.
Can You Afford the Costs Associated With Part D?
The Medicare prescription drug plans all come with their own sets of associated costs such as premiums, co-pays and deductibles. Make sure you know beforehand what and when you are expected to pay to get the most out of your plan.
Ask Your Pharmacy If They Work With Part D?
Make sure that the plan you intend to choose is acceptable by your pharmacy. You can also opt to have your meds delivered by mail if you prefer it that way.
Shop For The Best Medicare Part D Plan Right Here, Right Now With Us!
THURSDAY, MARCH 3, 2016
Life insurance benefits have an important place in a person’s overall financial planning. While it may be quite uncomfortable to discuss, life plans are an important matter to include in your overall plan. Without insurance coverage, the loved ones you leave behind may need to alter their lifestyle drastically should the unexpected occur. Life plans provide funds and income for your dependents and can be used for many other needs not only of your family, but also of your business. Over time, life plans have come to be an important component of financial, estate, and business planning endeavors.
To many people, life insurance is nothing but a way to provide for the needs of surviving family members in the event of an income provider’s death. However, these policies also provide a means to pay off debt and the decedent’s final expenses, including unpaid medical bills, funeral costs, and even mortgage expenses on the family home. Proceeds of life plans can also fund for the future education expenses of the insured’s children and other dependents, as well as to pay off estate taxes so surviving loved ones won’t have to sell assets below their market value only to come up with the required estate tax. This ensures that your family heirlooms, important properties, and assets remain intact and stay within the family.
Life insurance policies can also be a means to even out inheritance. If for example, an individual has two children and wishes to leave the family home to one child, he could acquire a insurance policy with the equal amount as the home’s value and name the other child as the beneficiary, so each child can receive a relatively equal value of inheritance.
A lot of people also use their life plans to give to charity. Choosing a charity that is closest to your hart as a beneficiary of your life plan allows you to provide tax-free proceeds to a cause that you care about. Life insurance plans may also be used for business. In most cases, they are offered as an employee benefit. However, business owners may also use their life plan to continue their company even after they have passed. This kind of arrangement works best in partnerships wherein owners of the company purchase insurance on each other’s lives so that when one of the partners dies, the other owner—who is named as the beneficiary of the policy—can use the insurance proceeds either to keep the business running.
North Carolina based The Jordan Insurance Agency is a leading provider of health and life plans, along with other types of insurance policies for individuals and businesses. We offer a wide range of insurance packages from some of the most established insurance companies in the business. We have been working with the best insurance providers for the past 8 years, giving clients access to the best policies that suit their needs. We serve different areas throughout North Carolina and neighboring states.
THURSDAY, MARCH 3, 2016
We Help You Utilize the Additional Benefits of Medicare Advantage Plan
At The Jordan Insurance Agency, We Help Our Clients Maximize the Value of Their Investment By Opting for the Most Suitable Medicare Plan
While Medicare Advantage Plan comes with a few additional benefits, it is our responsibility to help you understand whether you are the most suitable candidate for the plan. We help you make a decision that offers long term benefits and more control over your expenses. Medicare Advantage Plan is also known as Medicare Part C. While it does offer more benefits, it is important to analyze the value you will get from this option. This is our major objective at The Jordan Insurance Agency.
How Different Is Medicare Advantage Plan?
Medicare Advantage Plan covers all the services that are included in the Original Medicare Plan. It offers a few extra advantages that primarily include the coverage of dental, hearing, visual, or wellness programs. While it covers emergency and urgently needed care, it allows you to exclude the cost of non-medically necessary services that are typically covered under the Original Medicare Plan. In short, it offers you more flexibility and control.
However, understanding the value it will offer requires in-depth understanding of various plan types that fall under Medicare Advantage Plan. As experts helping clients make a long term and profitable decision, we are well aware of every single detail that dictates the efficiency and value of the plan for any given customer.
Types of Medicare Advantage Plan
There are several types of Medicare Advantage Plan. The Jordan Insurance Agency offers some of the most common and popular plans along with the freedom to customize them according to your specific needs. These plans include:
- Health Maintenance Organization (HMO)
- Health Maintenance Organization with a Point of Service Option (HMO POS)
- Preferred Provider Organization (PPO)
- Private Fee-For-Service (PFFS)
- Medicare Special Needs Plans (SNPs)
- Medicare Medical Savings Account (MSAs)
Making the Decision
We are here to make sure you are making the right choice when it comes to Medicare Advantage Plan. We help you compare the pros and cons of choosing the plan by listing the benefits you will gain as well as those you will lose after choosing the Medicare Advantage Plan.
For more information and comprehensive consultation based on your specific requirements, contact us and let our consultant explain your options in more detail.