There are some people who are still a bit apprehensive about the impending changes in the health care laws of the country, but those fears are uncalled for because there are actually plenty of positive changes that will happen once the new law gets implemented on 2014.
Whether you are getting your first health insurance policy or if you already have one, the health care law provides you with plenty of rights and also protects you from corruption. To give you an idea on what this new law can do for you, here are ten reasons why you should not fear the new healthcare laws:
1. It creates the health insurance marketplace. This is basically a repository of all the available health care policies in your area. Having all of the information that you need in just one place makes it easier to compare them with each other so that you can choose wisely.
2. Insurance companies can no longer turn you back if you have a pre-existing health condition.
3. Preventive care will be free.
4. Young adults under age 26 are now covered.
5. The information is worded in such a way that average people can easily understand them, unlike in the past when a lot of technical jargon is used to confuse people.
6. Insurance companies are now held accountable by reviewing rate increases before they are implemented; this will make sure that you will always get more value for your money.
7. Once the new law is passed, it will become illegal for health insurance companies to arbitrarily cancel your policy just because you get sick.
8. You can choose which doctors to go to whenever you suffer from a medical condition.
9. There will no longer be a lifetime or yearly dollar limit for essential health care; you do not have to worry about exceeding the limit when you need it the most.
10. Your right to seek an appeal against a health plan decision is guaranteed; if you feel that your insurance provider has wronged you in some way, you can seek an appeal.
As you can see, the new health care law will provide you with more protection than before. This law actually has the best interest of the plan holders in mind while also making sure that the insurance companies still make a substantial profit for their troubles; it is no longer a one-way road like it was before.