Renters Insurance

Renters Insurance

Renters Insurance Quote Forms

We got you covered!

Looking for coverage? Click Renters Insurance link if you have existing coverage, this is the fast way to send us your information. Click Quote Request link if you want a new coverage without current coverage.

Renters Insurance

Renters Insurance Quote Forms

We got you covered!

Looking for coverage? Click any of the following links to submit a quote for quick, accurate, and affordable rates.

Renters Insurance Information

You Are Able to Replace What is Damaged or Stolen

Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.

However, renters insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.

Renters Insurance Information

Additional Living Expenses Will Be Covered

If you are forced out of your home because of a disaster your additional living expenses will be covered.

Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can’t live in it due to a fire, severe storm, or another insured disaster. It covers hotel bills, temporary rentals, restaurant meals, and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member, or your pet and pays legal defense costs if you are taken to court.

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Renters Insurance Information

Decide How Much Insurance You Need

Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.

If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.